Individual Disability Insurance

INSURANCE OPTIONS

TRADITIONAL PPO

HEALTH SAVINGS ACCOUNT (HSA)

VISION AND DENTAL INSURANCE

DISABILITY INCOME (DI) INSURANCE

LIFE INSURANCE

If you ask the average person to name their most valuable asset, they will tell you their home, their auto, or other possessions. For most of us, however, it's our future earning potential- our income. Your income may halt after a disabling event, but your mortgate, car payments, school loans, and other bills will continue. Disability insurance provides a source of income to help you through those difficult times.

IMPORTANT DISABILITY FACTS:

-Disability is more likely than death during your working years.  Chances of an employed individual becoming disabled for 90 dyas or more before age 65. (Commisioners Individual Disability Table A. As referenced in MetLife Disability Income brochure.)

-Benefits from an employer plan are taxable.

-Policies purchased as an individual pay benefits free of income tax.

-One of every two mortgage foreclosures is due to a disability. (National Safety Council, accident facts, 2002. As referenced in MetLife Disability Income brochure.)

Call or e-mail Kyle Zajdel for a Short Term Disability proposal.

Visit www.VanVleetInsurance.com for information on auto, homeowners, and business insurance products.